Restoring a national institution: The leadership blueprint behind NIB's revival
Chief Dr. Doliwura Zakaria led a transformation at the National Investment Bank Plc (NIB) resulting in the 2025 audited financial statements showing a decisive, leadership-driven transformation. Before Chief Doliwura's assumption of office, the Bank's story was one of distress. He inherited a system that required restoration.
The 2025 audited figures show operating income surged to GHS 885.4 million, representing a 135% growth. Profit after tax moved from GHS 2.8 million in 2024 to GHS 343.9 million in 2025, marking a 12,280% growth. Total assets expanded from GHS 5.84 billion to GHS 12.23 billion, while customer deposits grew from GHS 6.4 billion to GHS 10.19 billion. From a deficit of GHS 850.6 million, the Bank moved to a positive equity position of GHS 1.55 billion, while the Capital Adequacy Ratio surged from negative 47% to a positive 54.5%. Total assets now stand at over GHS 12.2 billion, with deposits exceeding GHS 10.19 billion. The independent auditor issued an unmodified opinion.
Doliwura invested in staff, through salary adjustments, restoration of long suspended benefits, and large scale promotions. Salary adjustments exceeded 140%.
Quick Summary
Chief Dr. Doliwura Zakaria is at the center of a transformation at the National Investment Bank (NIB). The bank was once synonymous with fragility - but something has shifted.
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