NIB returns to profitability with over GH₵343M Profit After Tax - 2025 financial report
National Investment Bank PLC (NIB) posted a financial turnaround, reporting a Profit After Tax of GHS 343.9 million for the year ended December 31, 2025. This is up from a marginal GHS 2.8 million recorded in 2024. The results are contained in the bank's latest audited financial statements for the year ended 31st December 2025.
Operating income surged by 134 percent to GHS 885.5 million in 2025, up from GHS 378.4 million the previous year. Net interest income more than tripled to GHS 633.1 million. At the operating level, the bank reversed a loss of GHS 5.6 million in 2024 to post a profit of GHS 275.4 million in 2025. Profit before tax rose sharply to GHS 382.1 million. Income from associates climbed to GHS 106.7 million from GHS 8.7 million a year earlier. Total liabilities increased to GHS 10.5 billion from GHS 6.7 billion. The bank moved from a negative equity position to a positive equity of GHS 1.55 billion, while its capital adequacy ratio rose to a strong 54.5 percent. Impairment charges increased to GHS 46.9 million from GHS 5.3 million in 2024. The recovery has been overseen by Managing Director Doliwura Zakariah, supported by Deputy Managing Director Thomas Hughes Amissah and Board Chairman Frank Adu Jnr, within a broader economic policy environment shaped
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Ghana's National Investment Bank PLC (NIB) has released its 2025 financial report. The report marks a turning point after a decade of scrutiny - but what does it mean for the future?
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